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Vimal Sadhwani

Senior Associate

(Registered Foreign Lawyer)


LL.M. (Corporate & Financial Services Law), National University of Singapore, 2022.


PCLL, City University of Hong Kong, 2014.


LL.B. (Hons), City University of Hong Kong, 2013.

Bar Qualifications

Vimal is a Hong Kong qualified solicitor and a registered foreign lawyer in Singapore.

Language Proficiency

Vimal speaks English, Hindi, Tamil and Sindhi and is able to converse in some basic Cantonese, French and Mandarin.

Area of Expertise

Vimal is a Corporate, Banking & Finance lawyer based in Singapore.​​

His 8 years of cumulative private practice experience both in Hong Kong and Singapore includes acting for global financial institutions, listed companies and private companies. His primary area of focus has been loan and security documents, bonds/notes issuances and any company law related matters such as the sale/acquisition of companies and share buybacks.


​In Hong Kong, he was the point of contact of several financial institutions whom he assisted on commercial lending transactions (particularly on trade finance matters). His experience includes advising on lending structures and the suitable security, assessing any competing security overlap, preparing and finalising loan and security documents and the issuance of legal opinions.


He has also assisted listed companies both in Singapore and overseas with legal documentation on the issuance of their debt offerings. Vimal also has an interest in cross-border taxation matters and fintech regulation.

Vimal has been able to develop good working relationships with various in-house counsels, credit managers and the senior management of several financial institutions who have included him in their panel of lawyers.

Vimal is a graduate of the National University of Singapore’s Master of Laws (LL.M.) programme in Corporate & Financial Services Law where he was the Faculty Graduate Scholar. He previously pursued his Bachelor of Laws with Honours (LL.B.) and the Postgraduate Certificate in Laws (PCLL) at the City University of Hong Kong.


Vimal enjoys taking centre stage and has been part of drama teams and junior choirs during his formative years.

As a trusted advisor and lifelong learner himself, Vimal enjoys making positive contributions to society by volunteering at charities and pro bono clinics. Vimal also enjoys networking events and has a passion for football.


Representative Experience

Banking & Finance

  • Drafted, reviewed and finalised Loan Agreements modelled on the APLMA.*

  • Drafted, reviewed and finalised security documents such as Debentures, Charges over Shares, Charges over Accounts, Assignment of Receivables, Assignment of Rights under Letters of Credit, Charge over Deposits, Mortgages, Guarantees and Indemnities.*

  • Reviewed lending guidelines and assisted lenders with the incorporation of SORA and SOFR related provisions.*

  • Drafted, negotiated and finalised Singapore law governed Put Option Agreements and Bond Instruments.*

  • Advised on terms governing fixed deposits, PayNow, SGQR, Electronic Banking services on behalf of a foreign bank with a full banking license in Singapore.*

  • Drafted Convertible Loan Agreements on behalf of a lender in Singapore.*

  • Represented a wholesale bank in Singapore with the taking of security over scripless shares.*

  • Assisted a wholesale bank in Singapore with its derivative documentation and transactions.*

  • Represented a Listed Company in connection with a comprehensive security package including real estate security over a prime commercial building in the Singapore business district.*

  • Advised a foreign bank for the purposes of the Borrower acquiring 2,180 Towers and related telecom infrastructure in the Philippines.*

  • Assisted with the negotiation and finalising of Singapore security documents in connection with a US$50,000,000 loan from a Bank in Canada to North American Borrowers.*

  • Represented a foreign bank in connection with AED20,000,000 facilities to a Singapore company.*

Debt Capital Markets

  • Represented Pfizer Inc. and Pfizer Investment Enterprises Pte. Ltd. in a US$31 billion bond issuance in the United States that was quoted by Bloomberg as the fourth largest deal ever.*

  • Assisted in a Tender Offer Exercise for the purchase by the Issuer of its existing notes under a S$900Million multicurrency medium term note programme.*

  • Drafted documents in connection with sale of notes listed on the SGX.*

  • Assisted a developer, owner and operator of clean energy projects worldwide in its internal restructuring involving the retirement of its international green bonds.*

Corporate & Commercial

  • Advised an offshore company incorporated in Delaware with licensing matters at the Securities and Futures Commission in Hong Kong*

  • Acted for a private company limited by shares in Hong Kong (set up as the holding company of a large Indian tech company) in the buy-back of its shares from its shareholders.*

  • Acted for a prominent group of hotels in the sale of its commercial space by way of a share sale.*

  • Acted for high-net-worth clients in the sale and purchase of various companies holding assets.*

  • Assisted with restructuring and non-contentious insolvency matters.*

  • Advised on the set-up of charities under one of the four charitable heads either as a company limited by guarantee or a society.*

* Matter handled prior to joining Collyer Law.

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